Disclosures

General Program Disclosures: Mortgage lead generation, and/or originations are provided by or through Berkshire Bank (NMLS# 506896) and its wholly owned subsidiary First Choice Loan Services Inc. (NMLS #210764), located at One Tower Center, Floor #18, East Brunswick, NJ 08816. Berkshire Bank and First Choice Loan Services Inc. are licensed, registered, or exempt from state licensing in the states in which they originate mortgage loans or lines of credit. First Choice Loan Services Inc. is licensed by the N.J. Department of Banking and Insurance, and licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. AZ BK #0918586. Loans in AR, NY, and PR are originated by Berkshire Bank. Berkshire Bank is an FDIC insured Massachusetts chartered bank. Berkshire Hills Bancorp (NYSE: BHLB) is the parent of Berkshire Bank. First Choice Loan Services Inc. has no affiliation with First Choice Bank, chartered and located in California. Costco and its affiliates do not take loan applications, offer, negotiate, arrange or make mortgage loans or lines of credit. Costco does not guarantee products or services offered by First Choice Loan Services Inc. Costco is not affiliated with First Choice or any participating lender. Costco does not endorse and is not responsible for any of the activities of First Choice or any of the participating lenders.

This website has been created and is maintained by Affinity Partnerships, LLC. (866.604.1460 or affinitypartnerships.com) under the direction and in agreement with First Choice Loan Services Inc. (NMLS #210764) and is solely responsible for its content. Affinity Partnerships, LLC is not a lender and the published results are not an offer or a loan commitment. Nothing contained herein shall be construed as legal or financial advice and we recommend you consult a qualified and licensed attorney or financial advisor as appropriate, prior to making any final decisions.

August 16, 2018.

15 Year Fixed Rate Mortgage: The initial principal and interest payment on a 15-year $250,000 15 Year Fixed Rate Loan at 3.125% and 80% loan-to-value (LTV) is $1,12 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.14%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is Fixed.

30 Year Fixed Rate Mortgage: The initial principal and interest payment of a 30-year $250,000 30 Year Fixed Rate Loan at 3.99% and 80% loan-to-value (LTV) is $1,192 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.00%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is Fixed.