Savings and Lender Fees

The estimated savings statement for Executive and Gold Star members is calculated over a 7-year period utilizing the following loan scenario and includes both interest and fees savings: home purchase in the state of California with a Loan-To-Value of 80%, Loan Amount= $250,000, Payment of $1,249, Interest Rate= 4.375%, Single Family, Primary Residence, FICO= 720, Term= 30yr. Executive Member APR=4.382%, Average Executive Membership level savings is $7,109 which includes the lender fees savings as of 2/12/2019. Gold Star Member APR=4.392%, Average Gold Star level savings is $6,809 which includes the lender fees savings as of 2/12/2019. Lender Fees include application, commitment, underwriting, processing fees or similar fees and PAYMENT DOES NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees in which the lender does not profit and are passed directly through to the borrower. All fees are detailed in the Loan Estimate. Executive and Gold Star membership savings is compared to an average of national mortgage lenders in a comparative study conducted by Informa Research Services Inc. Individual savings may vary based on credit score, Loan-To-Value, location, Costco membership level, and loan amount, and is subject to loan requirements underwriting and approval. Marketing Approval Date 3/1/2019.

Lender Fees include application, commitment, underwriting, processing fees or similar fees and DO NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees in which the lender does not profit and are passed directly through to the borrower. All fees are clearly detailed in the Loan Estimate.